Retirement Planning
As you approach your retirement years our job here at MBC is to discuss with you the options that are available to you for your retirement planning. We will help you to “think” about your money and make a plan that meets your retirement goals.
It is never too early to start a plan for retirement. However, if you are planning on retiring by age 65, we suggest you invest in the services of a financial advisor by the age of 55.
One of the best ways to start this process is to print off our family financial analysis below and set up an appointment with us to discuss your options.
We have products that will show you how to
protect your savings by never going backward in a down market, pay fewer taxes on both qualified and non-qualified money, avoid the cost and publicity of probate, and leave an income stream to your loved ones according to your wishes.
Learn the difference between a will and a trust.
Compare your current and future investment strategies against actual S&P returns from the past 60 years.
Retiring early? Let us show you ways to bridge the money gaps in your retirement years, while, at the same time, rebuilding principle.
Take a look at our software for planning for future income as well as future expenses; beating inflation; minimizing taxes on your social security income; and leaving a legacy for your children and grandchildren.
Please check out the following informational files and links:
Family Financial Analysis (PDF)
Individual Retirement Plans (PDF)
Did you know
1--There are currently 50,000 Americans over the age of 100.
2--By 2030 there will be an estimated 324,000 Americans over the age of 100.
3--By 2025 there will an estimated 70,000,000 Americans over the age of 65.
4--In our 21st century Americans will spend more time taking care of their parents than their children.
5--The greatest fear of the Baby boomer generation is out living their money.
6--At a 3% inflation rate and a 28% tax bracket you are losing money if you r rate of return is 5% or less.
5 Most overlooked risks for your retirement:
- Inflation
- Taxes
- Lack of diversification
- Living longer
- Social Security (it started out with over 40 contributors / retiree, it is now down to less than 2/retiree).
Given the opportunity to design your perfect retirement plan would you:
- Want a defined guaranteed monthly income that could increase, but never decrease?
- Want a safe investment without the possibility of loss?
- Want the highest possible gains in a bull market?
- Want your investment to grow tax free?
- Want liquidity in times of emergencies?
- Want to leave your money to your loved ones without a will, probate, or public disclosure?
- Want to double your legacy to a favorite charity, non-profit, or family member?
Give us a call; we can help secure your future for yourself and your family
